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2017/2018 Fire Service Levy Increase – A Hot Update

Fire and Emergency New Zealand

From 1 July 2017, The New Zealand Fire Service, National Rural Fire Authority and 38 rural fire authorities will merge to become one organisation – Fire and Emergency New Zealand (FENZ).  The creation of FENZ will allow for a more coordinated fire and emergency service across New Zealand.

What is the Fire Levy?

The Fire Levy is paid on insurance for vehicles, contents and property – with the exception of Third Party car insurance. Fire Service Levies cover everything that a Fire Service does in addition to putting out fires; including educating the public, attending vehicle incidents and animal rescue among other things.

Why is the Fire Levy increasing?

To maintain the current level of services provided, and to establish FENZ over the next four years, the Fire Levy will be increasing from 1 July 2017. The Levy is the main source of funding for the new organisation.

How much is my Fire Levy increasing?

The table below will help you understand how much your levy has increased. If your Trade Me Insurance policy provides cover for fire damage, you’ll see a Fire Service Levy amount listed on your invoice. This is available to download online by logging into your My Insurance.


2017/2018 levy increase

What does this mean for me

Motor vehicle policies such as:

Car Insurance Comprehensive or Third Party Fire & Theft

$8.45 flat rate

An increase of $2.37 per vehicle per annum

Residential policies such as:

House Insurance and

Contents Insurance

10.60c per $100 insured

(insured amounts capped at $100,000 for residential buildings and $20,000 for contents)


Maximum levy payable per house is $106 and $21.20 for personal property


An increase of 3.0c per $100 insured

(a maximum increase of $30 per annum for residential buildings and $6 per annum for contents)



You can also find more information on Fire Service Levies by visiting If you have any questions about your policy, start a live chat with us below.

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